Auto

What Should I Do If I Get in an Auto Accident?

Being involved in an auto accident is stressful and overwhelming. Knowing what steps to take immediately after an accident can protect your safety, legal rights, and insurance coverage.

Step 1: Ensure Safety First — Stop immediately, check for injuries, move to safety, and turn on hazard lights.

Step 2: Call the Police — Required in most states for accidents involving injuries or significant property damage.

Step 3: Document the Accident Scene — Take photos and videos of all vehicles, license plates, the accident scene, road conditions, and injuries.

Step 4: Exchange Information — Collect names, contact info, insurance details, driver’s license numbers, and vehicle information.

Step 5: Notify Your Insurance Company — Contact within 24 hours. Call your agent at 912-352-1400 and your insurer’s 24/7 claims hotline.

Step 6: Seek Medical Attention — See a doctor within 24-48 hours even if you feel fine.

Step 7: Deal With the Other Driver’s Insurance — You’re not obligated to give a recorded statement to the other party’s insurer.

Never Admit Fault, Don’t Leave the Scene, Don’t Post on Social Media, and Don’t Sign Releases without understanding them.

Remember: Daly & Alexander Insurance is here to help you through every step of the claims process. Call us at 912-352-1400 anytime you need assistance.