As a small business owner, protecting your business with the right insurance coverage is essential.

General Liability Insurance: Covers bodily injury, property damage, and personal injury claims that arise from your business operations.

Business Owners Policy (BOP): Bundles general liability insurance with commercial property insurance into one convenient and cost-effective package.

Commercial Property Insurance: Protects your business’s physical assets including building, equipment, inventory, and supplies.

Professional Liability Insurance (E&O): Protects from claims of negligence, mistakes, or failure to deliver promised services. Essential for consultants, accountants, lawyers, and other professionals.

Workers’ Compensation Insurance: Required in most states once you have employees. Covers medical expenses and lost wages for work-related injuries.

Commercial Auto Insurance: Required if your business owns vehicles or employees use personal vehicles for business purposes.

Cyber Liability Insurance: Protects from data breaches, cyber attacks, and technology-related risks.

Business Interruption Insurance: Replaces lost income if your business must temporarily close due to a covered event.

Assessing Your Risks: Work with an experienced insurance agent to identify your specific exposures and ensure comprehensive protection.